Certainty of execution for commercial real estate sponsors.
Direct origination and underwriting across the debt capital stack, with over $2.5 billion of annual deployment capacity and seven exclusive institutional partners.
Originated, underwritten and funded by one platform.
A dedicated private credit platform with direct lending on balance sheet, split balance sheet and off balance sheet, jointly with seven exclusive institutional partners. Over $2.5 billion of annual deployment capacity across the United States, deployed through on-balance-sheet commitments and partner capital under our oversight.
Existing sponsors track live financings in the sponsor portal.
Direct lending across the capital stack, on balance sheet and with seven exclusive institutional partners, in all 50 states.
Six steps from submission to a binding term sheet.
The same process for every sponsor, with the timing stated up front.
- 01
Deal submission and full file room access
The sponsor submits the opportunity and opens the full file room: asset, business plan, capital stack, financials and timing.
- 02
Initial screening, mandate alignment and sponsor call
A yes or no on mandate fit, followed by a sponsor call. If yes, a process acknowledgment non-binding agreement is sent and must be signed before further review.
1 to 2 weeks from full file room submission - 03
Full underwriting and capital stack review
HWG underwrites the transaction directly and reviews the full capital stack.
2 to 4+ weeks, depending on sponsor response time and deal complexity - 04
Credit sizing and approval
Internal committee decision: approved or denied.
1 to 2 days - 05
Credit quote
Upon committee approval the sponsor is provided a quote, and the process continues once the credit quote is acceptable.
- 06
Formal binding term sheet issuance
The binding term sheet is issued and the transaction moves to closing and funding.
Existing sponsors track each stage, respond to diligence checklists and submit draw requests in the sponsor portal.
Frequently asked questions.
Will you retrade us before closing?
No. HWG originates and underwrites every transaction directly, so the terms we issue are terms we are able to fund.
How fast can you move?
Every package is reviewed by our own team and terms are issued once underwriting is complete. Owning the credit decision is what allows us to move quickly.
What is your minimum check?
$25 million for private credit, with $30M to $150M preferred.
Do you lend on land and construction?
Yes. Land, predevelopment, ground-up construction and value-add transactions across all commercial real estate asset types in all 50 states.
Where are you based?
Newport Beach, California, with teams in St. Louis and London.
Submit a financing request.
Send the package by email or through the sponsor portal. Every package is reviewed by our own team.